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Rental Property ROI Calculator
Analyze your potential investment return including cash flow, cap rate, and cash-on-cash return.
Purchase Details
$
$40,000
$
$
Loan Details
Rental Income
$
$
Annual Expenses
$
$
$
Investment Analysis
Monthly Cash Flow
$85
Annual Cash Flow
$1,014
Cap Rate6.89%
Cash-on-Cash Return2.20%
Total ROI (Est.)22.19%
Total Cash Invested$46,000
Loan Amount$160,000
Monthly Mortgage$1,064
Annual NOI$13,788
Understanding Your Results
Cap Rate
Net Operating Income divided by purchase price. A higher cap rate indicates higher potential returns. Indianapolis averages 6-8% for good investments.
Cash-on-Cash Return
Annual cash flow divided by total cash invested. This shows your actual return on the money you put in. Aim for 8-12% or higher.
Total ROI
Includes cash flow, appreciation (estimated at 3%), and principal paydown. This gives you the complete picture of your investment return.